Insurance Republic

Insurance Republic is a travel insurance provider based in Horsham, West Sussex.

Insurance Republic provides travel, gadget and holiday home insurance. It also provides cover for pre-existing medical conditions through its partnership with the insurance brand Goodtogo.

Launched in 2013 Insurance Republic is a trading name of Avidia Ltd, which is an insurance company founded in 2008 that offers a range of insurance products, including car, home and travel, to other insurance brands.

Insurance Republic's travel policies are underwritten by Zenith Insurance PLC.

Our product ratings for Insurance Republic

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Travel insurance

19 products reviewed

Annual multi-trip insurance

6 products reviewed

Insurance Republic

Gold (with optional natural disaster and dental cover)

Feature Value
Medical excess
£98.00
Cancelling before travel cover limit
£3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,500.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
Insurance Republic

Diamond (with optional natural disaster and dental cover)

Feature Value
Medical excess
£74.00
Cancelling before travel cover limit
£4,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£3,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover Yes
Insurance Republic

Gold

Feature Value
Medical excess
£98.00
Cancelling before travel cover limit
£3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,500.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
Insurance Republic

Diamond

Feature Value
Medical excess
£74.00
Cancelling before travel cover limit
£4,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£3,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover No
Insurance Republic

Silver

Feature Value
Medical excess
£160.00
Cancelling before travel cover limit
£2,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£0.00
Natural disaster relocation cover No
Insurance Republic

Silver (with optional natural disaster and dental cover)

Feature Value
Medical excess
£160.00
Cancelling before travel cover limit
£2,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£0.00
Natural disaster relocation cover Yes
Single trip insurance

6 products reviewed

Insurance Republic

Gold (with optional natural disaster and dental cover)

Feature Value
Cancelling before travel cover limit
£3,000.00
Medical excess
£98.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,500.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
Insurance Republic

Diamond (with optional natural disaster and dental cover)

Feature Value
Cancelling before travel cover limit
£4,000.00
Medical excess
£74.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£3,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover Yes
Insurance Republic

Diamond

Feature Value
Cancelling before travel cover limit
£4,000.00
Medical excess
£74.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£3,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover No
Insurance Republic

Gold

Feature Value
Cancelling before travel cover limit
£3,000.00
Medical excess
£98.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,500.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
Insurance Republic

Silver

Feature Value
Cancelling before travel cover limit
£2,000.00
Medical excess
£160.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£0.00
Natural disaster relocation cover No
Insurance Republic

Silver (with optional natural disaster and dental cover)

Feature Value
Cancelling before travel cover limit
£2,000.00
Medical excess
£160.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£0.00
Natural disaster relocation cover Yes
Travel insurance add-on: cruise cover

3 products reviewed

Insurance Republic

Silver

Feature Value
Missed port departure cover limit
£250.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£1,000.00
Missed port departure excess
£0.00
Timetable/itinerary change cover limit
£0.00
Unused excursions cover limit
£300.00
Insurance Republic

Diamond

Feature Value
Missed port departure cover limit
£500.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£2,000.00
Missed port departure excess
£0.00
Timetable/itinerary change cover limit
£0.00
Unused excursions cover limit
£750.00
Insurance Republic

Gold

Feature Value
Missed port departure cover limit
£500.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£2,000.00
Missed port departure excess
£0.00
Timetable/itinerary change cover limit
£0.00
Unused excursions cover limit
£750.00
Travel insurance add-on: gadget cover

1 product reviewed

Insurance Republic

Gadget Cover

Feature Value
Available for which products?
Available for all of their travel products
Accidental loss cover Yes
Accidental loss cover limit
£1,000.00
Maximum single-item cover limit
£1,000.00
Travel insurance add-on: winter sports

3 products reviewed

Insurance Republic

Gold

Feature Value
Ski equipment owned cover limit
£1,000.00
Single owned item cover limit
£500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£500.00
Ski equipment hired
£500.00
Piste closure cover limit
£500.00
Unused ski pass due to illness or injury
£500.00
Insurance Republic

Diamond

Feature Value
Ski equipment owned cover limit
£1,000.00
Single owned item cover limit
£500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£500.00
Ski equipment hired
£500.00
Piste closure cover limit
£500.00
Unused ski pass due to illness or injury
£500.00
Insurance Republic

Silver

Feature Value
Ski equipment owned cover limit
£500.00
Single owned item cover limit
£150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£300.00
Ski equipment hired
£250.00
Piste closure cover limit
£200.00
Unused ski pass due to illness or injury
£300.00