Insurance Republic

Insurance Republic is a travel insurance provider based in Horsham, West Sussex.

Insurance Republic provides travel, gadget and holiday home insurance. It also provides cover for pre-existing medical conditions through its partnership with the insurance brand Goodtogo.

Launched in 2013 Insurance Republic is a trading name of Avidia Ltd, which is an insurance company founded in 2008 that offers a range of insurance products, including car, home and travel, to other insurance brands.

Insurance Republic's travel policies are underwritten by Zenith Insurance PLC.

Insurance Republic
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We don't currently rate Insurance Republic in our Customer Experience Ratings.

Travel insurance

Annual multi-trip insurance

3 stars
Medical excess i £96.00
Cancelling before travel cover limit i £3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i
3 stars
Medical excess i £70.00
Cancelling before travel cover limit i £4,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £4,000.00
Abandoning your trip (abandonment) cover limit i £4,000.00
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i

Insurance Republic

Gold (with optional natural disaster cover)

3 stars
Medical excess i £96.00
Cancelling before travel cover limit i £3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i

Insurance Republic

Diamond (with optional natural disaster cover)

3 stars
Medical excess i £70.00
Cancelling before travel cover limit i £4,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £4,000.00
Abandoning your trip (abandonment) cover limit i £4,000.00
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i
1 stars
Medical excess i £160.00
Cancelling before travel cover limit i £2,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £2,000.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i

Insurance Republic

Silver (with optional natural disaster cover)

1 stars
Medical excess i £160.00
Cancelling before travel cover limit i £2,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £2,000.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i

Single trip insurance

Insurance Republic

Gold (with optional natural disaster cover)

3 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £96.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Insurance Republic

Diamond (with optional natural disaster cover)

3 stars
Cancelling before travel cover limit i £4,000.00
Medical excess i £70.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £4,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £4,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00
3 stars
Cancelling before travel cover limit i £4,000.00
Medical excess i £70.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £4,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £4,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00
2 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £96.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Insurance Republic

Silver (with optional natural disaster cover)

1 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £160.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Cutting trip short curtailment cover limit i £2,000.00
Missed departure cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00
1 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £160.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Cutting trip short curtailment cover limit i £2,000.00
Missed departure cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Travel insurance add-on: cruise cover

1 stars
Missed port departure cover limit i £250.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £160.00
Timetable/itinerary change cover limit i £0.00
Unused excursions cover limit i £300.00
1 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £2,000.00
Missed port departure excess i £74.00
Timetable/itinerary change cover limit i £0.00
Unused excursions cover limit i £750.00
1 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £2,000.00
Missed port departure excess i £98.00
Timetable/itinerary change cover limit i £0.00
Unused excursions cover limit i £750.00

Insurance Republic

Silver (with optional natural disaster cover)

1 stars
Missed port departure cover limit i £250.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £160.00
Timetable/itinerary change cover limit i £0.00
Unused excursions cover limit i £300.00

Insurance Republic

Diamond (with optional natural disaster cover)

1 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £2,000.00
Missed port departure excess i £74.00
Timetable/itinerary change cover limit i £0.00
Unused excursions cover limit i £750.00

Insurance Republic

Gold (with optional natural disaster cover)

1 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £2,000.00
Missed port departure excess i £98.00
Timetable/itinerary change cover limit i £0.00
Unused excursions cover limit i £750.00

Travel insurance add-on: winter sports

Insurance Republic

Gold (with optional natural disaster cover)

3 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Ski equipment owned excess i £98.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £300.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Unused ski pass due to illness or injury i £500.00
3 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Ski equipment owned excess i £98.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £300.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Unused ski pass due to illness or injury i £500.00
3 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Ski equipment owned excess i £74.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £300.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Unused ski pass due to illness or injury i £500.00

Insurance Republic

Diamond (with optional natural disaster cover)

3 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Ski equipment owned excess i £74.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £300.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Unused ski pass due to illness or injury i £500.00
1 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Ski equipment owned excess i £160.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £150.00
Avalanche closure cover limit i £150.00
Piste closure cover limit i £200.00
Unused ski pass due to illness or injury i £300.00

Insurance Republic

Silver (with optional natural disaster cover)

1 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Ski equipment owned excess i £160.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £150.00
Avalanche closure cover limit i £150.00
Piste closure cover limit i £200.00
Unused ski pass due to illness or injury i £300.00