Insuremore

Insuremore is a travel insurance provider which offers a range of policies, including cruise and ski cover. It is based in Middlesex.

Insuremore was established in 1991 and is part of PKC Associates - a large insurance group set up in 1991 which provides insurance products for a number of travel insurance brands.

Insuremore's policies are underwitten by European Travel Insurance Group (ETI), an insurance provider which acts as the UK branch of large German multinational insurance company Europäische Reiseversicherung (ERV).

Insuremore
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Travel insurance

Annual multi-trip insurance

Insuremore

Standard

3 stars
Cancelling before travel cover limit i £750
Medical excess i £60
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £750
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £250
Combined passport & travel cover limit i £200
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days

Insuremore

Deluxe

3 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days

Insuremore

Basic

1 stars
Cancelling before travel cover limit i £0
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £0
Cutting trip short cover limit i £0
Abandoning your trip cover limit i £0
Emergency medical cover and repatriation cover limit i £5,000,000
Mental health cover i
Lost or stolen cash i £0
Combined passport & travel cover limit i £0
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days

Single trip insurance

Insuremore

Standard

3 stars
Cancelling before travel cover limit i £750
Medical excess i £60
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £750
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £250
Combined passport & travel cover limit i £200
Missed departure cover limit i £1,000

Insuremore

Deluxe

3 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Missed departure cover limit i £1,000

Insuremore

Basic

1 stars
Cancelling before travel cover limit i £0
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £0
Cutting trip short cover limit i £0
Abandoning your trip cover limit i £0
Emergency medical cover and repatriation cover limit i £5,000,000
Lost or stolen cash i £0
Combined passport & travel cover limit i £0
Missed departure cover limit i £0

Travel insurance add-on: cruise cover

Insuremore

Standard

1 stars
Missed port departure cover limit i £1,500
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £800
Missed port departure excess i £60
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £150

Insuremore

Deluxe

1 stars
Missed port departure cover limit i £2,000
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £1,000
Missed port departure excess i £50
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £150

Travel insurance add-on: winter sports

Insuremore

Deluxe

5 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £1,000
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £450
Avalanche closure cover limit i £600
Piste closure cover limit i £600
Ski equipment owned excess i £50
Ski equipment hired i £600
Single item limit for hired equipment i £600
Unused ski pass due to illness or injury i £600

Insuremore

Standard

4 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £750
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £450
Avalanche closure cover limit i £450
Piste closure cover limit i £450
Ski equipment owned excess i £60
Ski equipment hired i £450
Single item limit for hired equipment i £450
Unused ski pass due to illness or injury i £450

Travel Insurance Covid-19 Cover

Insuremore

Standard

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Insuremore

Deluxe

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)