In July 2020, The Times newspaper ran a story reporting that the General Medical Council was taking TIF’s chief medical officer  to a “fitness to practice” tribunal, accusing him of "impairment by misconduct”. TIF says it takes advice from a number of doctors, and says its chief medical officer denies the allegations. Until this case is resolved, we have removed our ratings of TIF products

OUL Direct is an online-only travel insurance provider, offering a range of policies from ski insurance to senior cover. Its policies are underwritten by Red Sands Insurance Company. OUL Direct is an online-only insurer, acting on behalf of Ancile Insurance Group. Ancile Insurance operate a number of travel insurance brands that provide different levels of cover to all varieties of people.

Our product ratings for OUL Direct

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Our customer experience ratings for OUL Direct

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