Promis Life

Promis Life is the distributor of the Funeral Protection Promis and Over 50's Life Insurance Promis. 

Promis Life's policies are underwritten by iptiQ Life S.A. who is based in Luxembourg, with the UK branch registered in London which opened in 2014. 

Promis Life
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Life insurance

Over 50s life insurance

Promis Life

Over 50s Life Insurance Promis (12 month AD) without Inflation Fighter

3 stars
Age when premiums stop i 90
Cover for accidental death in waiting period i 2x cover amount
How long after policy is started can full benefits be claimed? i 12 months
Maximum age i 79
Payout for accidental death outside waiting period i 2x the cover
Can you reduce monthly payments? i
If a payment is missed, how long until the policy is cancelled? i 95 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Discount offered with a funeral provider? i

Promis Life

Over 50s Life Insurance Promis (24 month AD) without Inflation Fighter

3 stars
Age when premiums stop i 90
Cover for accidental death in waiting period i 2x cover amount
How long after policy is started can full benefits be claimed? i 24 months
Maximum age i 79
Payout for accidental death outside waiting period i 2x the cover
Can you reduce monthly payments? i
If a payment is missed, how long until the policy is cancelled? i 95 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Discount offered with a funeral provider? i

Promis Life

Over 50s Life Insurance Promis (12 month AD) with Inflation Fighter

3 stars
Age when premiums stop i 90
Cover for accidental death in waiting period i 2x cover amount
How long after policy is started can full benefits be claimed? i 12 months
Maximum age i 79
Payout for accidental death outside waiting period i 2x the cover
Can you reduce monthly payments? i
If a payment is missed, how long until the policy is cancelled? i 95 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Discount offered with a funeral provider? i

Promis Life

Over 50s Life Insurance Promis (24 month AD) with Inflation Fighter

3 stars
Age when premiums stop i 90
Cover for accidental death in waiting period i 2x cover amount
How long after policy is started can full benefits be claimed? i 24 months
Maximum age i 79
Payout for accidental death outside waiting period i 2x the cover
Can you reduce monthly payments? i
If a payment is missed, how long until the policy is cancelled? i 95 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Discount offered with a funeral provider? i