Switched On Insurance

Switched On Insurance specialises in travel and gadget cover. They are a trading name for Taurus Insurance Services Ltd, and their travel policies are underwritten by Great Lakes.

Switched On Insurance
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Gadget insurance

Switched On Insurance

Family Bundle - Ultimate Cover 50

5 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £50.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £50.00
High end tablets (>£1,200) minimum excess i £50.00
High end laptops (>=£1,500) minimum excess i £50.00
High end MacBooks (>=£1,500) minimum excess i £50.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 120.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Personal - Ultimate Cover 50

5 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £50.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £50.00
High end tablets (>£1,200) minimum excess i £50.00
High end laptops (>=£1,500) minimum excess i £50.00
High end MacBooks (>=£1,500) minimum excess i £50.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 120.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Family Bundle - Ultimate Cover 100

4 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £100.00
Liquid damage excess i £100.00
Theft & loss claims excess i £100.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £100.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 120.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Personal - Premium Cover 50

4 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £50.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £50.00
High end tablets (>£1,200) minimum excess i £50.00
High end laptops (>=£1,500) minimum excess i £50.00
High end MacBooks (>=£1,500) minimum excess i £50.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 90.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Family Bundle - Premium Cover 50

4 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £50.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £50.00
High end tablets (>£1,200) minimum excess i £50.00
High end laptops (>=£1,500) minimum excess i £50.00
High end MacBooks (>=£1,500) minimum excess i £50.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 90.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Personal - Ultimate Cover 100

4 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £100.00
Liquid damage excess i £100.00
Theft & loss claims excess i £100.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £100.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 120.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Personal - Premium Cover 150

3 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £150.00
Liquid damage excess i £150.00
Theft & loss claims excess i £150.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £150.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 90.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Family Bundle - Premium Cover 150

3 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £150.00
Liquid damage excess i £150.00
Theft & loss claims excess i £150.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £150.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 90.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Family Bundle - Standard Cover 50

3 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i Not Covered
Accidental damage and breakdown claims excess i £50.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £50.00
High end tablets (>£1,200) minimum excess i £50.00
High end laptops (>=£1,500) minimum excess i £50.00
High end MacBooks (>=£1,500) minimum excess i £50.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i
Replacement warranty i 12 months
International cover limit (Days) i 60.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Personal - Ultimate Cover 150

3 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £150.00
Liquid damage excess i £150.00
Theft & loss claims excess i £150.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £150.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 14 months
International cover limit (Days) i 120.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Personal - Premium Cover 100

3 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £100.00
Liquid damage excess i £100.00
Theft & loss claims excess i £100.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £100.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 90.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Family Bundle - Premium Cover 100

3 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £100.00
Liquid damage excess i £100.00
Theft & loss claims excess i £100.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £100.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 90.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Personal - Standard Cover 50

3 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i Not Covered
Accidental damage and breakdown claims excess i £50.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £0.00
High end smartphones (>£1,000) minimum excess i £50.00
High end tablets (>£1,200) minimum excess i £50.00
High end laptops (>=£1,500) minimum excess i £50.00
High end MacBooks (>=£1,500) minimum excess i £50.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i
Replacement warranty i 12 months
International cover limit (Days) i 60.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Family Bundle - Ultimate Cover 150

3 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £150.00
Liquid damage excess i £150.00
Theft & loss claims excess i £150.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Accidental damage and breakdown claims excess i £150.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £2,500.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 120.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Family Bundle - Standard Cover 100

2 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £100.00
Liquid damage excess i £100.00
Theft & loss claims excess i £100.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i Not Covered
Accidental damage and breakdown claims excess i £100.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i
Replacement warranty i 12 months
International cover limit (Days) i 60.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Personal - Standard Cover 100

2 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £100.00
Liquid damage excess i £100.00
Theft & loss claims excess i £100.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i Not Covered
Accidental damage and breakdown claims excess i £100.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £0.00
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i
Replacement warranty i 12 months
International cover limit (Days) i 60.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Personal - Standard Cover 150

1 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £150.00
Liquid damage excess i £150.00
Theft & loss claims excess i £150.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i Not Covered
Accidental damage and breakdown claims excess i £150.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £0.00
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i
Replacement warranty i 12 months
International cover limit (Days) i 60.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Switched On Insurance

Family Bundle - Standard Cover 150

1 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £150.00
Liquid damage excess i £150.00
Theft & loss claims excess i £150.00
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i Not Covered
Accidental damage and breakdown claims excess i £150.00
Theft replacement limit i Sum insured
Cancellation fee i £15.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £50.00
Unauthorised usage cover i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £250.00
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i
Replacement warranty i 12 months
International cover limit (Days) i 60.00 days
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Travel insurance

Annual multi-trip insurance

4 stars
Medical excess i £50.00
Cancelling before travel cover limit i £5,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Max trip duration i 62 days
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Personal money i £500.00
Combined passport & travel documents cover limit i £200.00
Natural disaster relocation cover i
4 stars
Medical excess i £0.00
Cancelling before travel cover limit i £7,500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Max trip duration i 92 days
Cutting trip short (curtailment) cover limit i £7,500.00
Abandoning your trip (abandonment) cover limit i £7,500.00
Personal money i £750.00
Combined passport & travel documents cover limit i £250.00
Natural disaster relocation cover i
3 stars
Medical excess i £75.00
Cancelling before travel cover limit i £2,500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,250.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 62 days
Cutting trip short (curtailment) cover limit i £2,500.00
Abandoning your trip (abandonment) cover limit i £2,500.00
Personal money i £400.00
Combined passport & travel documents cover limit i £150.00
Natural disaster relocation cover i

Single trip insurance

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Personal money i £500.00
Combined passport & travel documents limit i £200.00
4 stars
Cancelling before travel cover limit i £7,500.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Cutting trip short curtailment cover limit i £7,500.00
Missed departure cover limit i £1,250.00
Abandoning your trip (abandonment) cover limit i £7,500.00
Personal money i £750.00
Combined passport & travel documents limit i £250.00
3 stars
Cancelling before travel cover limit i £2,500.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,250.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £2,500.00
Missed departure cover limit i £300.00
Abandoning your trip (abandonment) cover limit i £2,500.00
Personal money i £400.00
Combined passport & travel documents limit i £150.00

Travel insurance add-on: cruise cover

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i
Timetable/itinerary change cover limit i £1,000.00
Unused excursions cover limit i £150.00
1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £750.00
Missed port departure excess i
Timetable/itinerary change cover limit i £1,500.00
Unused excursions cover limit i £150.00
1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i
Timetable/itinerary change cover limit i £2,000.00
Unused excursions cover limit i £150.00

Travel insurance add-on: winter sports

5 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £1,000.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £600.00
Ski equipment owned excess i £0.00
Ski equipment hired i £600.00
Single item limit for hired equipment i £600.00
Avalanche closure cover limit i £600.00
Piste closure cover limit i £600.00
Unused ski pass due to illness or injury i £600.00
4 stars
Ski equipment owned cover limit i £750.00
Single owned item cover limit i £750.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £450.00
Ski equipment owned excess i £50.00
Ski equipment hired i £450.00
Single item limit for hired equipment i £450.00
Avalanche closure cover limit i £450.00
Piste closure cover limit i £450.00
Unused ski pass due to illness or injury i £450.00
3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Ski equipment owned excess i £75.00
Ski equipment hired i £300.00
Single item limit for hired equipment i £300.00
Avalanche closure cover limit i £300.00
Piste closure cover limit i £300.00
Unused ski pass due to illness or injury i £300.00