Switched On Insurance specialises in travel and gadget cover. They are a trading name for Taurus Insurance Services Ltd, and their travel policies are underwritten by Great Lakes.
Our product ratings for Switched On Insurance
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Gadget insurance
18 products reviewed
Mobile phone insurance
18 products reviewed
- Personal - Premium Cover 150
- Personal - Ultimate Cover 50
- Family Bundle - Premium Cover 100
- Personal - Ultimate Cover 100
- Family Bundle - Premium Cover 150
- Personal - Standard Cover 150
- Personal - Premium Cover 50
- Family Bundle - Ultimate Cover 150
- Personal - Ultimate Cover 150
- Personal - Premium Cover 100
- Family Bundle - Standard Cover 150
- Family Bundle - Ultimate Cover 100
- Personal - Standard Cover 100
- Family Bundle - Standard Cover 50
- Family Bundle - Standard Cover 100
- Personal - Standard Cover 50
- Family Bundle - Premium Cover 50
- Family Bundle - Ultimate Cover 50
Switched On Insurance
Personal - Premium Cover 150
| Feature | Value |
|---|---|
| Maximum excess |
£150.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Switched On Insurance
Personal - Ultimate Cover 50
| Feature | Value |
|---|---|
| Maximum excess |
£50.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Switched On Insurance
Family Bundle - Premium Cover 100
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
£1,500.00
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£1,500.00
|
| Theft replacement limit |
£1,500.00
|
Switched On Insurance
Personal - Ultimate Cover 100
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Switched On Insurance
Family Bundle - Premium Cover 150
| Feature | Value |
|---|---|
| Maximum excess |
£150.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
£1,500.00
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£1,500.00
|
| Theft replacement limit |
£1,500.00
|
Switched On Insurance
Personal - Standard Cover 150
| Feature | Value |
|---|---|
| Maximum excess |
£150.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
£0.00
|
Switched On Insurance
Personal - Premium Cover 50
| Feature | Value |
|---|---|
| Maximum excess |
£50.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Switched On Insurance
Family Bundle - Ultimate Cover 150
| Feature | Value |
|---|---|
| Maximum excess |
£150.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
£1,500.00
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£1,500.00
|
| Theft replacement limit |
£1,500.00
|
Switched On Insurance
Personal - Ultimate Cover 150
| Feature | Value |
|---|---|
| Maximum excess |
£150.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Switched On Insurance
Personal - Premium Cover 100
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Switched On Insurance
Family Bundle - Standard Cover 150
| Feature | Value |
|---|---|
| Maximum excess |
£150.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
£1,500.00
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£1,500.00
|
| Theft replacement limit |
£0.00
|
Switched On Insurance
Family Bundle - Ultimate Cover 100
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
£1,500.00
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£1,500.00
|
| Theft replacement limit |
£1,500.00
|
Switched On Insurance
Personal - Standard Cover 100
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
£0.00
|
Switched On Insurance
Family Bundle - Standard Cover 50
| Feature | Value |
|---|---|
| Maximum excess |
£50.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
£1,500.00
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£1,500.00
|
| Theft replacement limit |
£0.00
|
Switched On Insurance
Family Bundle - Standard Cover 100
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
£1,500.00
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£1,500.00
|
| Theft replacement limit |
£0.00
|
Switched On Insurance
Personal - Standard Cover 50
| Feature | Value |
|---|---|
| Maximum excess |
£50.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
£0.00
|
Switched On Insurance
Family Bundle - Premium Cover 50
| Feature | Value |
|---|---|
| Maximum excess |
£50.00
|
| Accidental loss cover | No |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
£1,500.00
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£1,500.00
|
| Theft replacement limit |
£1,500.00
|
Switched On Insurance
Family Bundle - Ultimate Cover 50
| Feature | Value |
|---|---|
| Maximum excess |
£50.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
£1,500.00
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£1,500.00
|
| Theft replacement limit |
£1,500.00
|
Travel insurance
33 products reviewed
Annual multi-trip insurance
6 products reviewed
- Three (MoneySuperMarket.com)
- Premium
- Ultimate
- Standard
- Two (MoneySuperMarket.com)
- One (MoneySuperMarket.com)
Switched On Insurance
Three (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Cancelling before travel cover limit |
£3,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Premium
| Feature | Value |
|---|---|
| Medical excess |
£75.00
|
| Cancelling before travel cover limit |
£3,500.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Ultimate
| Feature | Value |
|---|---|
| Medical excess |
£75.00
|
| Cancelling before travel cover limit |
£5,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£3,000.00
|
| Emergency medical cover and repatriation cover limit |
£20,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Standard
| Feature | Value |
|---|---|
| Medical excess |
£75.00
|
| Cancelling before travel cover limit |
£2,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£10,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Two (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Medical excess |
£120.00
|
| Cancelling before travel cover limit |
£2,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
One (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Medical excess |
£120.00
|
| Cancelling before travel cover limit |
£1,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Single trip insurance
9 products reviewed
- Three (MoneySuperMarket.com)
- Premium
- Ultimate
- Ultimate Backpacker
- Premium Backpacker
- Standard
- Two (MoneySuperMarket.com)
- Standard Backpacker
- One (MoneySuperMarket.com)
Switched On Insurance
Three (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£3,000.00
|
| Medical excess |
£50.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Premium
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£3,500.00
|
| Medical excess |
£75.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Ultimate
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£5,000.00
|
| Medical excess |
£75.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£3,000.00
|
| Emergency medical cover and repatriation cover limit |
£20,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Ultimate Backpacker
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£5,000.00
|
| Medical excess |
£70.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Premium Backpacker
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£2,500.00
|
| Medical excess |
£95.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£1,500.00
|
| Emergency medical cover and repatriation cover limit |
£10,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Standard
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£2,000.00
|
| Medical excess |
£75.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£10,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Two (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£2,000.00
|
| Medical excess |
£120.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
Standard Backpacker
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£1,500.00
|
| Medical excess |
£150.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£1,000.00
|
| Emergency medical cover and repatriation cover limit |
£5,000,000.00
|
| Missed departure cover limit |
£300.00
|
| Natural disaster relocation cover | No |
Switched On Insurance
One (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£1,000.00
|
| Medical excess |
£120.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,250.00
|
| Natural disaster relocation cover | No |
Travel insurance add-on: cruise cover
6 products reviewed
- Standard
- Premium
- Ultimate
- Two (MoneySuperMarket.com)
- Three (MoneySuperMarket.com)
- One (MoneySuperMarket.com)
Switched On Insurance
Standard
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£0.00
|
| Re-joining a cruise cover limit |
£0.00
|
| Cabin confinement cover limit |
£1,000.00
|
| Missed port departure excess |
N/A
|
| Timetable/itinerary change cover limit |
£2,000.00
|
| Unused excursions cover limit |
£150.00
|
Switched On Insurance
Premium
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£0.00
|
| Re-joining a cruise cover limit |
£0.00
|
| Cabin confinement cover limit |
£1,000.00
|
| Missed port departure excess |
N/A
|
| Timetable/itinerary change cover limit |
£2,000.00
|
| Unused excursions cover limit |
£150.00
|
Switched On Insurance
Ultimate
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£0.00
|
| Re-joining a cruise cover limit |
£0.00
|
| Cabin confinement cover limit |
£1,000.00
|
| Missed port departure excess |
N/A
|
| Timetable/itinerary change cover limit |
£2,000.00
|
| Unused excursions cover limit |
£150.00
|
Switched On Insurance
Two (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£0.00
|
| Re-joining a cruise cover limit |
£0.00
|
| Cabin confinement cover limit |
£500.00
|
| Missed port departure excess |
N/A
|
| Timetable/itinerary change cover limit |
£1,000.00
|
| Unused excursions cover limit |
£250.00
|
Switched On Insurance
Three (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£0.00
|
| Re-joining a cruise cover limit |
£0.00
|
| Cabin confinement cover limit |
£500.00
|
| Missed port departure excess |
N/A
|
| Timetable/itinerary change cover limit |
£1,000.00
|
| Unused excursions cover limit |
£250.00
|
Switched On Insurance
One (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£0.00
|
| Re-joining a cruise cover limit |
£0.00
|
| Cabin confinement cover limit |
£500.00
|
| Missed port departure excess |
N/A
|
| Timetable/itinerary change cover limit |
£1,000.00
|
| Unused excursions cover limit |
£250.00
|
Travel insurance add-on: gadget cover
9 products reviewed
- Enhanced Gadget Cover (Three)
- Enhanced Gadget Cover (Three) (MoneySuperMarket.com)
- Gadget Optional (Ultimate)
- Enhanced Gadget Cover (Two)
- Gadget Optional (Premium)
- Enhanced Gadget Cover (Two) (MoneySuperMarket.com)
- Enhanced Gadget Cover (One)
- Enhanced Gadget Cover (One) (MoneySuperMarket.com)
- Gadget Optional (Standard)
Switched On Insurance
Enhanced Gadget Cover (Three)
| Feature | Value |
|---|---|
| Available for which products? |
Standard, Premium, Ultimate
|
| Accidental loss cover | Yes |
| Accidental loss cover limit |
£3,000.00
|
| Maximum single-item cover limit |
£3,000.00
|
Switched On Insurance
Enhanced Gadget Cover (Three) (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Available for which products? |
Three
|
| Accidental loss cover | Yes |
| Accidental loss cover limit |
£3,000.00
|
| Maximum single-item cover limit |
£3,000.00
|
Switched On Insurance
Gadget Optional (Ultimate)
| Feature | Value |
|---|---|
| Available for which products? |
Ultimate
|
| Accidental loss cover | Yes |
| Accidental loss cover limit |
£3,000.00
|
| Maximum single-item cover limit |
£3,000.00
|
Switched On Insurance
Enhanced Gadget Cover (Two)
| Feature | Value |
|---|---|
| Available for which products? |
Standard, Premium, Ultimate
|
| Accidental loss cover | Yes |
| Accidental loss cover limit |
£2,000.00
|
| Maximum single-item cover limit |
£2,000.00
|
Switched On Insurance
Gadget Optional (Premium)
| Feature | Value |
|---|---|
| Available for which products? |
Premium
|
| Accidental loss cover | Yes |
| Accidental loss cover limit |
£2,000.00
|
| Maximum single-item cover limit |
£2,000.00
|
Switched On Insurance
Enhanced Gadget Cover (Two) (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Available for which products? |
Two
|
| Accidental loss cover | Yes |
| Accidental loss cover limit |
£2,000.00
|
| Maximum single-item cover limit |
£2,000.00
|
Switched On Insurance
Enhanced Gadget Cover (One)
| Feature | Value |
|---|---|
| Available for which products? |
Standard, Premium, Ultimate
|
| Accidental loss cover | Yes |
| Accidental loss cover limit |
£1,000.00
|
| Maximum single-item cover limit |
£1,000.00
|
Switched On Insurance
Enhanced Gadget Cover (One) (MoneySuperMarket.com)
| Feature | Value |
|---|---|
| Available for which products? |
One
|
| Accidental loss cover | Yes |
| Accidental loss cover limit |
£1,000.00
|
| Maximum single-item cover limit |
£1,000.00
|
Switched On Insurance
Gadget Optional (Standard)
| Feature | Value |
|---|---|
| Available for which products? |
Standard
|
| Accidental loss cover | Yes |
| Accidental loss cover limit |
£1,000.00
|
| Maximum single-item cover limit |
£1,000.00
|
Travel insurance add-on: winter sports
3 products reviewed
Switched On Insurance
Standard
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£1,000.00
|
| Single owned item cover limit |
£1,000.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£600.00
|
| Ski equipment hired |
£0.00
|
| Piste closure cover limit |
£600.00
|
| Unused ski pass due to illness or injury |
£600.00
|
Switched On Insurance
Premium
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£1,000.00
|
| Single owned item cover limit |
£1,000.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£600.00
|
| Ski equipment hired |
£0.00
|
| Piste closure cover limit |
£600.00
|
| Unused ski pass due to illness or injury |
£600.00
|
Switched On Insurance
Ultimate
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£1,000.00
|
| Single owned item cover limit |
£1,000.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£600.00
|
| Ski equipment hired |
£0.00
|
| Piste closure cover limit |
£600.00
|
| Unused ski pass due to illness or injury |
£600.00
|