Switched On Insurance

Switched On Insurance specialises in travel and gadget cover. They are a trading name for Taurus Insurance Services Ltd, and their travel policies are underwritten by Great Lakes.

Switched On Insurance
Visit provider's website

We don't get paid for any links on our site.

We don't currently rate Switched On Insurance in our Customer Experience Ratings.

Gadget insurance

Switched On Insurance

Ultimate Cover 50

5 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i £1,500.00
Tablets i
Minimum excess i
Territorial limits restriction i
Accidental damage cover i
Data and Software Cover i
Mechanical breakdown cover replacement limit i £1,500.00
Theft Cover i
Theft replacement limit i £1,500.00
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
How is the excess charged? i Standard excess applied to all gadgets and claim types
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Accidental damage and breakdown claims excess i £50.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional excess charge i £50.00
Immediate cover with no additional excess in the first 30 days of the policy i FALSE
High end smartphones (>£1,000) minimum excess i £50.00
High end tablets (>£1,200) minimum excess i £50.00
High end laptops (>=£1,500) minimum excess i £50.00
High end MacBooks (>=£1,500) minimum excess i £50.00
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 Months
International cover limit (Days) i 120
Type of product i Stand-Alone
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i UK Only
Maximum age of phones i 36 Months
Maximum age of gadgets eligible for cover i 36 Months
Smartphones i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks Or Laptops

Switched On Insurance

Premium Cover 50

4 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i £1,500.00
Tablets i
Minimum excess i
Territorial limits restriction i
Accidental damage cover i
Data and Software Cover i
Mechanical breakdown cover replacement limit i £1,500.00
Theft Cover i
Theft replacement limit i £1,500.00
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
How is the excess charged? i Standard excess applied to all gadgets and claim types
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Accidental damage and breakdown claims excess i £50.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional excess charge i £50.00
Immediate cover with no additional excess in the first 30 days of the policy i FALSE
High end smartphones (>£1,000) minimum excess i £50.00
High end tablets (>£1,200) minimum excess i £50.00
High end laptops (>=£1,500) minimum excess i £50.00
High end MacBooks (>=£1,500) minimum excess i £50.00
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 Months
International cover limit (Days) i 90
Type of product i Stand-Alone
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i UK Only
Maximum age of phones i 36 Months
Maximum age of gadgets eligible for cover i 36 Months
Smartphones i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks Or Laptops

Switched On Insurance

Premium Cover 100

4 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i £1,500.00
Tablets i
Minimum excess i
Territorial limits restriction i
Accidental damage cover i
Data and Software Cover i
Mechanical breakdown cover replacement limit i £1,500.00
Theft Cover i
Theft replacement limit i £1,500.00
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
How is the excess charged? i Standard excess applied to all gadgets and claim types
Lowest excess i £100.00
Liquid damage excess i £100.00
Theft & loss claims excess i £100.00
Accidental damage and breakdown claims excess i £100.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional excess charge i £50.00
Immediate cover with no additional excess in the first 30 days of the policy i FALSE
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 Months
International cover limit (Days) i 90
Type of product i Stand-Alone
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i UK Only
Maximum age of phones i 36 Months
Maximum age of gadgets eligible for cover i 36 Months
Smartphones i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks Or Laptops

Switched On Insurance

Ultimate Cover 100

4 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i £1,500.00
Tablets i
Minimum excess i
Territorial limits restriction i
Accidental damage cover i
Data and Software Cover i
Mechanical breakdown cover replacement limit i £1,500.00
Theft Cover i
Theft replacement limit i £1,500.00
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
How is the excess charged? i Standard excess applied to all gadgets and claim types
Lowest excess i £100.00
Liquid damage excess i £100.00
Theft & loss claims excess i £100.00
Accidental damage and breakdown claims excess i £100.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional excess charge i £50.00
Immediate cover with no additional excess in the first 30 days of the policy i FALSE
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 Months
International cover limit (Days) i 120
Type of product i Stand-Alone
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i UK Only
Maximum age of phones i 36 Months
Maximum age of gadgets eligible for cover i 36 Months
Smartphones i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks Or Laptops

Switched On Insurance

Standard Cover 50

3 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i £1,500.00
Tablets i
Minimum excess i
Territorial limits restriction i
Accidental damage cover i
Data and Software Cover i
Mechanical breakdown cover replacement limit i £1,500.00
Theft Cover i
Theft replacement limit i £1,500.00
Malicious damage cover i
Unauthorised usage cover i £0.00
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £250.00
How is the excess charged? i Standard excess applied to all gadgets and claim types
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Accidental damage and breakdown claims excess i £50.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional excess charge i £50.00
Immediate cover with no additional excess in the first 30 days of the policy i FALSE
High end smartphones (>£1,000) minimum excess i £50.00
High end tablets (>£1,200) minimum excess i £50.00
High end laptops (>=£1,500) minimum excess i £50.00
High end MacBooks (>=£1,500) minimum excess i £50.00
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 Months
International cover limit (Days) i 60
Type of product i Stand-Alone
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i UK Only
Maximum age of phones i 36 Months
Maximum age of gadgets eligible for cover i 36 Months
Smartphones i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks Or Laptops

Switched On Insurance

Standard Cover 100

3 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i £1,500.00
Tablets i
Minimum excess i
Territorial limits restriction i
Accidental damage cover i
Data and Software Cover i
Mechanical breakdown cover replacement limit i £1,500.00
Theft Cover i
Theft replacement limit i £1,500.00
Malicious damage cover i
Unauthorised usage cover i £0.00
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £250.00
How is the excess charged? i Standard excess applied to all gadgets and claim types
Lowest excess i £100.00
Liquid damage excess i £100.00
Theft & loss claims excess i £100.00
Accidental damage and breakdown claims excess i £100.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional excess charge i £50.00
Immediate cover with no additional excess in the first 30 days of the policy i FALSE
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 Months
International cover limit (Days) i 60
Type of product i Stand-Alone
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i UK Only
Maximum age of phones i 36 Months
Maximum age of gadgets eligible for cover i 37 Months
Smartphones i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks Or Laptops

Switched On Insurance

Ultimate Cover 150

3 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i £1,500.00
Tablets i
Minimum excess i
Territorial limits restriction i
Accidental damage cover i
Data and Software Cover i
Mechanical breakdown cover replacement limit i £1,500.00
Theft Cover i
Theft replacement limit i £1,500.00
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
How is the excess charged? i Standard excess applied to all gadgets and claim types
Lowest excess i £150.00
Liquid damage excess i £150.00
Theft & loss claims excess i £150.00
Accidental damage and breakdown claims excess i £150.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional excess charge i £50.00
Immediate cover with no additional excess in the first 30 days of the policy i FALSE
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 14 Months
International cover limit (Days) i 120
Type of product i Stand-Alone
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i UK Only
Maximum age of phones i 36 Months
Maximum age of gadgets eligible for cover i 36 Months
Smartphones i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks Or Laptops

Switched On Insurance

Premium Cover 150

2 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i £1,500.00
Tablets i
Minimum excess i
Territorial limits restriction i
Accidental damage cover i
Data and Software Cover i
Mechanical breakdown cover replacement limit i £1,500.00
Theft Cover i
Theft replacement limit i £1,500.00
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £250.00
How is the excess charged? i Standard excess applied to all gadgets and claim types
Lowest excess i £150.00
Liquid damage excess i £150.00
Theft & loss claims excess i £150.00
Accidental damage and breakdown claims excess i £150.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional excess charge i £50.00
Immediate cover with no additional excess in the first 30 days of the policy i FALSE
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 Months
International cover limit (Days) i 90
Type of product i Stand-Alone
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i UK Only
Maximum age of phones i 36 Months
Maximum age of gadgets eligible for cover i 38 Months
Smartphones i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks Or Laptops

Switched On Insurance

Standard Cover 150

2 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i £1,500.00
Tablets i
Minimum excess i
Territorial limits restriction i
Accidental damage cover i
Data and Software Cover i
Mechanical breakdown cover replacement limit i £1,500.00
Theft Cover i
Theft replacement limit i £1,500.00
Malicious damage cover i
Unauthorised usage cover i £0.00
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £250.00
How is the excess charged? i Standard excess applied to all gadgets and claim types
Lowest excess i £150.00
Liquid damage excess i £150.00
Theft & loss claims excess i £150.00
Accidental damage and breakdown claims excess i £150.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional excess charge i £50.00
Immediate cover with no additional excess in the first 30 days of the policy i FALSE
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Rapid replacement i
Pro-rata refund i N/A (No Annual Option)
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 Months
International cover limit (Days) i 60
Type of product i Stand-Alone
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i UK Only
Maximum age of phones i 36 Months
Maximum age of gadgets eligible for cover i 38 Months
Smartphones i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks Or Laptops

Travel insurance

Annual multi-trip insurance

4 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,250.00
Cancelling before travel cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel cover limit i £150.00
Cutting trip short cover limit i £2,500.00
Abandoning your trip cover limit i £2,500.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 62 days
4 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Personal money i £500.00
Combined passport & travel cover limit i £200.00
Cutting trip short cover limit i £5,000.00
Abandoning your trip cover limit i £5,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 62 days
4 stars
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000.00
Cancelling before travel cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £750.00
Combined passport & travel cover limit i £250.00
Cutting trip short cover limit i £7,500.00
Abandoning your trip cover limit i £7,500.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 92 days

Single trip insurance

4 stars
Cancelling before travel cover limit i £2,500.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £150.00
Cutting trip short cover limit i £2,500.00
Missed departure cover limit i £300.00
Abandoning your trip cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £500.00
Combined passport & travel cover limit i £75.00
4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £200.00
Cutting trip short cover limit i £5,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Personal money i £1,500.00
Combined passport & travel cover limit i £50.00
4 stars
Cancelling before travel cover limit i £7,500.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £250.00
Cutting trip short cover limit i £7,500.00
Missed departure cover limit i £1,250.00
Abandoning your trip cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £2,000.00
Combined passport & travel cover limit i £0.00

Travel insurance add-on: cruise cover

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i
Timetable/itinerary change cover limit i £1,000.00
Unused excursions cover limit i £150.00
1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £750.00
Missed port departure excess i
Timetable/itinerary change cover limit i £1,500.00
Unused excursions cover limit i £150.00
1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i
Timetable/itinerary change cover limit i £2,000.00
Unused excursions cover limit i £150.00

Travel insurance add-on: winter sports

5 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £1,000.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £600.00
Avalanche closure cover limit i £600.00
Piste closure cover limit i £600.00
Ski equipment owned excess i £0.00
Ski equipment hired i £600.00
Single item limit for hired equipment i £600.00
Unused ski pass due to illness or injury i £600.00
4 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Avalanche closure cover limit i £300.00
Piste closure cover limit i £300.00
Ski equipment owned excess i £75.00
Ski equipment hired i £300.00
Single item limit for hired equipment i £300.00
Unused ski pass due to illness or injury i £300.00
4 stars
Ski equipment owned cover limit i £750.00
Single owned item cover limit i £750.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £450.00
Avalanche closure cover limit i £450.00
Piste closure cover limit i £450.00
Ski equipment owned excess i £50.00
Ski equipment hired i £450.00
Single item limit for hired equipment i £450.00
Unused ski pass due to illness or injury i £450.00