CoverCloud is a trading name of Acumen Insurance Services Limited.
They are a specialist insurance broker with a core focus on the provision of gadget cover. CoverCloud also offers home emergency cover, pet insurance, travel insurance, and policies to protect home appliances.
It also offers personal and corporate insurance policies.
Their headquarters are based in London, UK.
We don't get paid for any links on our site.
We don't currently rate CoverCloud in our Customer Experience Ratings.
| Accidental loss cover i | |
|---|---|
| Mechanical breakdown cover i | |
| Maximum single-item cover limit i | £2,500.00 |
| Type of product i | Stand-Alone |
| How is the excess charged? i | Choice of excess |
| Accidental damage cover i | |
| Lowest excess i | £75.00 |
| Liquid damage excess i | £50.00 |
| Theft & loss claims excess i | £50.00 |
| Mechanical breakdown cover replacement limit i | £2,500.00 |
| Theft Cover i | |
| Accidental damage and breakdown claims excess i | £50.00 |
| Theft replacement limit i | £2,500.00 |
| Cancellation fee i | £0.00 |
| Malicious damage cover i | |
| Arrangement fee i | £0.00 |
| Additional early claims excess i | £50.00 |
| Unauthorised usage cover i | £10,000.00 |
| Immediate cover with no additional excess in the first 30 days of the policy i | |
| Unauthorised usage cover (E-wallet) i | £0.00 |
| Accessories cover limit i | £150.00 |
| High end smartphones (>£1,000) minimum excess i | £50.00 |
| High end tablets (>£1,200) minimum excess i | £50.00 |
| High end laptops (>=£1,500) minimum excess i | £50.00 |
| High end MacBooks (>=£1,500) minimum excess i | £50.00 |
| Universal gadget policy? i | |
| Family cover i | |
| Multi cover discounts i | |
| Underwriter i | Fortegra Europe Insurance Company P.L.C. |
| Age of customer requirement i | 18.00 years |
| No claims period i | Immediate Cover |
| Refurbished device cover i | |
| Second hand device cover i | |
| Territorial limits restriction i | Worldwide |
| Maximum age of phones i | 36 months |
| Maximum age of gadgets eligible for cover i | 36 months |
| Rapid replacement i | |
| Pro-rata refund i | |
| Claim under warranty i | |
| Replacement claims limit per Item for accidental damage/mechanical failure i | Unlimited |
| Replacement claims limit per Item for theft or loss i | Unlimited |
| Replacement warranty i | 12 months |
| International cover limit (Days) i | Unlimited |
| Smartphones i | |
| Tablets i | |
| Smart watches i | |
| Game Consoles i | |
| Headphones i | |
| Cameras i | |
| E-readers i | |
| Sat-Navs i | |
| MP3 Players i | |
| MacBooks or Laptops |
| Accidental loss cover i | |
|---|---|
| Mechanical breakdown cover i | |
| Maximum single-item cover limit i | £2,500.00 |
| Type of product i | Stand-Alone |
| How is the excess charged? i | Choice of excess |
| Accidental damage cover i | |
| Lowest excess i | £75.00 |
| Liquid damage excess i | £50.00 |
| Theft & loss claims excess i | £50.00 |
| Mechanical breakdown cover replacement limit i | £2,500.00 |
| Theft Cover i | |
| Accidental damage and breakdown claims excess i | £50.00 |
| Theft replacement limit i | £2,500.00 |
| Cancellation fee i | £0.00 |
| Malicious damage cover i | |
| Arrangement fee i | £0.00 |
| Additional early claims excess i | £50.00 |
| Unauthorised usage cover i | £10,000.00 |
| Immediate cover with no additional excess in the first 30 days of the policy i | |
| Unauthorised usage cover (E-wallet) i | £0.00 |
| Accessories cover limit i | £150.00 |
| High end smartphones (>£1,000) minimum excess i | £50.00 |
| High end tablets (>£1,200) minimum excess i | £50.00 |
| High end laptops (>=£1,500) minimum excess i | £50.00 |
| High end MacBooks (>=£1,500) minimum excess i | £50.00 |
| Universal gadget policy? i | |
| Family cover i | |
| Multi cover discounts i | |
| Underwriter i | Fortegra Europe Insurance Company P.L.C. |
| Age of customer requirement i | 18.00 years |
| No claims period i | Immediate Cover |
| Refurbished device cover i | |
| Second hand device cover i | |
| Territorial limits restriction i | Worldwide |
| Maximum age of phones i | 36 months |
| Maximum age of gadgets eligible for cover i | 36 months |
| Rapid replacement i | |
| Pro-rata refund i | |
| Claim under warranty i | |
| Replacement claims limit per Item for accidental damage/mechanical failure i | Unlimited |
| Replacement claims limit per Item for theft or loss i | Unlimited |
| Replacement warranty i | 12 months |
| International cover limit (Days) i | Unlimited |
| Smartphones i | |
| Tablets i | |
| Smart watches i | |
| Game Consoles i | |
| Headphones i | |
| Cameras i | |
| E-readers i | |
| Sat-Navs i | |
| MP3 Players i | |
| MacBooks or Laptops |
| Medical excess i | £35.00 |
|---|---|
| Cancelling before travel cover limit i | £7,500.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £4,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 45 days |
| Cutting trip short (curtailment) cover limit i | £7,500.00 |
| Abandoning your trip (abandonment) cover limit i | £7,500.00 |
| Personal money i | £750.00 |
| Combined passport & travel documents cover limit i | £250.00 |
| Natural disaster relocation cover i |
| Medical excess i | £35.00 |
|---|---|
| Cancelling before travel cover limit i | £7,500.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £4,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 45 days |
| Cutting trip short (curtailment) cover limit i | £7,500.00 |
| Abandoning your trip (abandonment) cover limit i | £7,500.00 |
| Personal money i | £750.00 |
| Combined passport & travel documents cover limit i | £250.00 |
| Natural disaster relocation cover i |
| Medical excess i | £50.00 |
|---|---|
| Cancelling before travel cover limit i | £3,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 31 days |
| Cutting trip short (curtailment) cover limit i | £3,000.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £200.00 |
| Natural disaster relocation cover i |
| Medical excess i | £95.00 |
|---|---|
| Cancelling before travel cover limit i | £1,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 31 days |
| Cutting trip short (curtailment) cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £1,000.00 |
| Personal money i | £150.00 |
| Combined passport & travel documents cover limit i | £200.00 |
| Natural disaster relocation cover i |
| Medical excess i | £50.00 |
|---|---|
| Cancelling before travel cover limit i | £3,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 31 days |
| Cutting trip short (curtailment) cover limit i | £3,000.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £200.00 |
| Natural disaster relocation cover i |
| Medical excess i | £95.00 |
|---|---|
| Cancelling before travel cover limit i | £1,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 31 days |
| Cutting trip short (curtailment) cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £1,000.00 |
| Personal money i | £150.00 |
| Combined passport & travel documents cover limit i | £200.00 |
| Natural disaster relocation cover i |
| Cancelling before travel cover limit i | £7,500.00 |
|---|---|
| Medical excess i | £35.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £4,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £7,500.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £7,500.00 |
| Personal money i | £750.00 |
| Combined passport & travel documents limit i | £250.00 |
| Cancelling before travel cover limit i | £3,000.00 |
|---|---|
| Medical excess i | £50.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £3,000.00 |
| Missed departure cover limit i | £500.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £200.00 |
| Cancelling before travel cover limit i | £3,000.00 |
|---|---|
| Medical excess i | £50.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £3,000.00 |
| Missed departure cover limit i | £500.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £200.00 |
| Cancelling before travel cover limit i | £7,500.00 |
|---|---|
| Medical excess i | £35.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £4,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £7,500.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £7,500.00 |
| Personal money i | £750.00 |
| Combined passport & travel documents limit i | £250.00 |
| Cancelling before travel cover limit i | £1,000.00 |
|---|---|
| Medical excess i | £95.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £1,000.00 |
| Missed departure cover limit i | £500.00 |
| Abandoning your trip (abandonment) cover limit i | £1,000.00 |
| Personal money i | £150.00 |
| Combined passport & travel documents limit i | £200.00 |
| Cancelling before travel cover limit i | £1,000.00 |
|---|---|
| Medical excess i | £95.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £1,000.00 |
| Missed departure cover limit i | £500.00 |
| Abandoning your trip (abandonment) cover limit i | £1,000.00 |
| Personal money i | £150.00 |
| Combined passport & travel documents limit i | £200.00 |
| Cancelling before travel cover limit i | £2,000.00 |
|---|---|
| Medical excess i | £70.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £5,000,000.00 |
| Cutting trip short curtailment cover limit i | £2,000.00 |
| Missed departure cover limit i | £550.00 |
| Abandoning your trip (abandonment) cover limit i | £0.00 |
| Personal money i | £400.00 |
| Combined passport & travel documents limit i | £200.00 |
| Cancelling before travel cover limit i | £2,000.00 |
|---|---|
| Medical excess i | £70.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £5,000,000.00 |
| Cutting trip short curtailment cover limit i | £2,000.00 |
| Missed departure cover limit i | £550.00 |
| Abandoning your trip (abandonment) cover limit i | £0.00 |
| Personal money i | £400.00 |
| Combined passport & travel documents limit i | £200.00 |
| Cancelling before travel cover limit i | £1,000.00 |
|---|---|
| Medical excess i | £95.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £500.00 |
| Emergency medical cover and repatriation cover limit i | £5,000,000.00 |
| Cutting trip short curtailment cover limit i | £1,000.00 |
| Missed departure cover limit i | £0.00 |
| Abandoning your trip (abandonment) cover limit i | £0.00 |
| Personal money i | £300.00 |
| Combined passport & travel documents limit i | £200.00 |
| Cancelling before travel cover limit i | £1,000.00 |
|---|---|
| Medical excess i | £95.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £500.00 |
| Emergency medical cover and repatriation cover limit i | £5,000,000.00 |
| Cutting trip short curtailment cover limit i | £1,000.00 |
| Missed departure cover limit i | £0.00 |
| Abandoning your trip (abandonment) cover limit i | £0.00 |
| Personal money i | £300.00 |
| Combined passport & travel documents limit i | £200.00 |
| Missed port departure cover limit i | £500.00 |
|---|---|
| Re-joining a cruise cover limit i | £250.00 |
| Cabin confinement cover limit i | £1,000.00 |
| Missed port departure excess i | £0.00 |
| Timetable/itinerary change cover limit i | £100.00 |
| Unused excursions cover limit i | £750.00 |
| Missed port departure cover limit i | £500.00 |
|---|---|
| Re-joining a cruise cover limit i | £250.00 |
| Cabin confinement cover limit i | £1,000.00 |
| Missed port departure excess i | £0.00 |
| Timetable/itinerary change cover limit i | £100.00 |
| Unused excursions cover limit i | £750.00 |
| Missed port departure cover limit i | £500.00 |
|---|---|
| Re-joining a cruise cover limit i | £250.00 |
| Cabin confinement cover limit i | £1,000.00 |
| Missed port departure excess i | £0.00 |
| Timetable/itinerary change cover limit i | £100.00 |
| Unused excursions cover limit i | £750.00 |
| Ski equipment owned cover limit i | £500.00 |
|---|---|
| Single owned item cover limit i | £250.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £250.00 |
| Ski equipment owned excess i | £95.00 |
| Ski equipment hired i | £500.00 |
| Single item limit for hired equipment i | £250.00 |
| Avalanche closure cover limit i | £500.00 |
| Piste closure cover limit i | £500.00 |
| Unused ski pass due to illness or injury i | £400.00 |
| Ski equipment owned cover limit i | £500.00 |
|---|---|
| Single owned item cover limit i | £250.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £250.00 |
| Ski equipment owned excess i | £50.00 |
| Ski equipment hired i | £250.00 |
| Single item limit for hired equipment i | £250.00 |
| Avalanche closure cover limit i | £500.00 |
| Piste closure cover limit i | £500.00 |
| Unused ski pass due to illness or injury i | £400.00 |
| Ski equipment owned cover limit i | £500.00 |
|---|---|
| Single owned item cover limit i | £250.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £250.00 |
| Ski equipment owned excess i | £35.00 |
| Ski equipment hired i | £250.00 |
| Single item limit for hired equipment i | £250.00 |
| Avalanche closure cover limit i | £500.00 |
| Piste closure cover limit i | £500.00 |
| Unused ski pass due to illness or injury i | £400.00 |