Halifax and its sister brand Bank of Scotland have been owned by Lloyds Banking Group since 2009, when the group acquired HBOS. Other brands in the group include Bank of Scotland, Lloyds Bank and Birmingham Midshires.
As part of one of the largest banking groups in the UK, it is able to offer comprehensive banking services, from current accounts to mortgages, credit cards to personal loans.
Halifax doesn’t just offer banking services, but also provides various insurance products. These are backed by several different underwriters.
Halifax’s home insurance is underwritten by Lloyds Bank General Insurance, its travel insurance by AXA.
Its car insurance is arranged and administered by BISL Limited, which owns Budget Insurance and Dial Direct. Customers are passed on by BISL to one of a number of insurers on its panel.