Legal & General

Legal & General

Car insurance

Ranked 49th of 51 providers reviewed.

Customer happiness 41%
Customer trust 26%
Complaints performance 75%
Transparency rating 38%
Fairer Finance score
Reviewed Autumn 2017
45%

Home insurance

Ranked 38th of 47 providers reviewed.

Customer happiness 51%
Customer trust 42%
Complaints performance 67%
Transparency rating 50%
Fairer Finance score
Reviewed Autumn 2017
53%

Life insurance

Ranked 10th of 22 providers reviewed.

Claims score 98.54%
Complaints performance 87%
Transparency rating 53%
Fairer Finance score
Reviewed Autumn 2017
75%

Car insurance

Legal & General

Car Insurance

3 stars
Key and lock cover if lost i £0
Courtesy car for the duration of repair i
Uninsured driver promise i
Key and lock cover if stolen i £500
Replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £0
Windscreen replace excess i £75
24 hour telephone helpline i
Repairs guarantee (years) 3

Home insurance

Buildings & contents cover

Legal & General

Home Insurance Silver

2 stars
Escape of water excess i £200
Matching items i
Theft from outbuildings i £1,000
Trace & access i £0
Key and lock cover if lost i £500
New for old i
Alternative accommodation i £25,000
Money kept at home i £100
24 hour telephone helpline i

Legal & General

Home Insurance - Gold

4 stars
Escape of water excess i £200
Matching items i
Theft from outbuildings i £3,000
Trace & access i £5,000
Key and lock cover if lost i £750
New for old i
Alternative accommodation i £50,000
Money kept at home i £500
24 hour telephone helpline i

Buildings only

Legal & General

Home Insurance Silver

2 stars
Key and lock cover if lost i £500
Trace & access i £0
Matching items i
Replacing keys and locks if stolen i £500
Property owner liability i £2,000,000
Escape of water excess i £200
Alternative accommodation i £25,000
24 hour telephone helpline i
Compulsory Excess i £150

Legal & General

Home Insurance - Gold

3 stars
Key and lock cover if lost i £750
Trace & access i £5,000
Matching items i
Replacing keys and locks if stolen i £750
Property owner liability i £2,000,000
Escape of water excess i £200
Alternative accommodation i £50,000
24 hour telephone helpline i
Compulsory Excess i £150

Contents only

Legal & General

Home Insurance Silver

2 stars
Key and lock cover if lost i £500
Theft from outbuildings i £1,000
Matching Items i
Replacing keys and locks if stolen i £500
New for old i
Money kept at home i £100
Alternative accommodation i £10,000
Bicycle cover i £0
24 hour telephone helpline i

Legal & General

Home Insurance - Gold

3 stars
Key and lock cover if lost i £750
Theft from outbuildings i £3,000
Matching Items i
Replacing keys and locks if stolen i £750
New for old i
Money kept at home i £500
Alternative accommodation i £15,000
Bicycle cover i Part of sum insured
24 hour telephone helpline i

Pet insurance

Travel insurance

Single trip travel insurance

3 stars
Medical excess i £100
Cancelling before you travel i £1,500
Losing your personal possessions i £1,000
Medical cover i £10,000,000
Cutting your trip short i £1,500
Missing your departure i £300
Abandoning your trip after a long delay i £1,500
Losing your money i £150
Losing your passport i £100
4 stars
Medical excess i £75
Cancelling before you travel i £5,000
Losing your personal possessions i £2,000
Medical cover i £12,500,000
Cutting your trip short i £5,000
Missing your departure i £500
Abandoning your trip after a long delay i £3,000
Losing your money i £250
Losing your passport i £200
5 stars
Medical excess i £50
Cancelling before you travel i £7,500
Losing your personal possessions i £3,000
Medical cover i £15,000,000
Cutting your trip short i £7,500
Missing your departure i £750
Abandoning your trip after a long delay i £7,500
Losing your money i £500
Losing your passport i £250

Annual multi trip travel insurance

3 stars
Medical excess i £100
Cancelling before you travel i £1,500
Losing your personal possessions i £1,000
Medical cover i £10,000,000
Cutting your trip short i £1,500
Maximum trip duration 31
Abandoning your trip after a long delay i £1,500
Losing your money i £150
Losing your passport i £100
4 stars
Medical excess i £75
Cancelling before you travel i £5,000
Losing your personal possessions i £2,000
Medical cover i £12,500,000
Cutting your trip short i £5,000
Maximum trip duration 45
Abandoning your trip after a long delay i £3,000
Losing your money i £250
Losing your passport i £200
5 stars
Medical excess i £50
Cancelling before you travel i £7,500
Losing your personal possessions i £3,000
Medical cover i £15,000,000
Cutting your trip short i £7,500
Maximum trip duration 62
Abandoning your trip after a long delay i £7,500
Losing your money i £500
Losing your passport i £250

Over 50s life insurance

Legal & General

Over 50s Life Insurance Fixed Plan

4 stars
Premium ending age i 90
Waiting period (months) i 12
Cover for accidental death in the waiting period i full payout
Maximum age i 80
Reducing monthly premiums i Yes (after one year)
Missed payments allowance i 30
Payout for accidental death outside waiting period i full payout
Funeral benefit option i £300
Protection for consumers past the crossover point i

Legal & General

Over 50s Life Insurance Increasing Plan

4 stars
Premium ending age i 90
Waiting period (months) i 12
Cover for accidental death in the waiting period i full payout
Maximum age i 80
Reducing monthly premiums i Yes (after one year)
Missed payments allowance i 30
Payout for accidental death outside waiting period i full payout
Funeral benefit option i £300
Protection for consumers past the crossover point i