All the latest insight and commentary from James Daley and the Fairer Finance team.

Blog

The mystery of car insurance pricing

9 May 2017

The mystery of car insurance pricing

Hilary Cooper

Your age and the car you drive aren't the only things that influence how much you'll pay for your insurance. But there's often little logic to what will get you the best price.

Blog

Creating cultural change in the financial services sector

21 April 2017

Creating cultural change in the financial services sector

James Daley

Cultural change has been a buzz phrase in financial services for almost a decade. A new report reveals what progress has been made.

Blog

Why over-compliance is a real problem

19 April 2017

Why over-compliance is a real problem

Matthew Brady

It’s easy to play it safe from a compliance perspective by flooding your customers with information. But that isn't really helping them.

Blog

Are you wasting £2,500 a year on your mortgage?

12 April 2017

Are you wasting £2,500 a year on your mortgage?

Oliver Broadhurst

Nearly £3 billion a year is wasted by customers on the wrong mortgage deal. Why is it so hard to see which deal is best for you?

Blog

Charges for paying by card to end next year - but not for Amex

21 March 2017

Charges for paying by card to end next year - but not for Amex

James Daley

European rules look set to put a stop to companies charging people to pay by debit or credit card. But charges for paying by Amex look set to remain.

Blog

Will there be protests in the street about car insurance premiums?

10 March 2017

Will there be protests in the street about car insurance premiums?

James Daley

A legal decision to increase compensation payments will add hundreds of pounds to young drivers' car insurance. When it happened in Ireland, people took to the streets in anger.

Blog

Why insurers need to shout louder about what's NOT covered

7 March 2017

Why insurers need to shout louder about what's NOT covered

Matthew Brady

Insurers have a duty to give clear information to their customers. Why are some still finding it so difficult?

Blog

Is the government about to stamp out free trials?

4 March 2017

Is the government about to stamp out free trials?

James Daley

Chancellor Philip Hammond is set to announce sweeping consumer reforms including a clampdown on bait and switch offers. It could create a headache for hundreds of businesses.

Blog

Why are uphold rates at the FOS still disappointing?

1 March 2017

Why are uphold rates at the FOS still disappointing?

Melissa Collett

New FOS data shows that the number of insurance complaints have dropped over the last six months - but why aren't we talking about the uphold rates?

Blog

Are you big enough to recommend your competitors?

23 February 2017

Are you big enough to recommend your competitors?

James Daley

True transparency means admitting when you're not the best - and being big enough to let your customers know who is.