All the latest insight and commentary from James Daley and the Fairer Finance team.
Blog
30 June 2014
The end of national insurance will be a nasty shock for many
Most people have no idea they're paying over 30% tax on their earnings. Getting rid of NI is a bold move that is absolutely necessary. But it will be a political headache.
Blog
27 June 2014
Whose customer are you anyway?
The world of insurance is a web of brands on top of brands. Insurers should have to make it clearer who we're actually dealing with.
Blog
26 June 2014
Passport office should pay compensation for delays
The government doesn't like paying compensation. But if it doesn't do the right thing, then why should anyone else?
Blog
25 June 2014
How do you solve a problem like Wonga?
Wonga has been pulled up by the FCA for yet more dirty tricks it engaged in several years ago. But it's unlikely to leave a scratch on what has become a well oiled money making machine.
Blog
23 June 2014
Portable bank account numbers are an inevitablity
The banking industry has launched a new attempt to derail the campaign for portable account numbers. It's a losing battle.
Blog
20 June 2014
Banks should be forced to compensate scammers too
As scams become more common, there's a case to be made that banks should be on the hook to compensate the victims.
Blog
18 June 2014
Britain’s banks are in much better shape than you might imagine
TSB's stock market prospectus is crammed with interesting facts about Britain's banking sector - including the revelation that most of them are booming.
Blog
17 June 2014
Ryanair still has a long way to go to earn back passenger’s trust
Ryanair has introduced yet more new customer friendly policies and discounts. But the memory of the old Ryanair still lurks.
Blog
17 June 2014
Yorkshire Building Society were warned about their investment plans. They didn’t listen
Yesterday, Yorkshire Building Society was fined £1.4m for the way that it sold one of its investment products. They can't say they didn't know.
Blog
16 June 2014
Who’s Britain’s most expensive bank?
Bank charges for going overdrawn are coming down. But there are still a few expensive outliers who are yet to budge.