All the latest insight and commentary from James Daley and the Fairer Finance team.

Blog

Time for comparison sites to be brought down a peg

13 June 2014

Time for comparison sites to be brought down a peg

James Daley

With Snoop Dogg now fronting their adverts, have comparison sites got too big for their boots? The competition regulator thinks so

Blog

Payday loans are more dangerous than cigarettes

11 June 2014

Payday loans are more dangerous than cigarettes

James Daley

The competition regulator's report into payday lending misses the point. This market doesn't need to be made more competitive, it needs to be made less accessible.

Blog

Tesco’s bank account reviewed

10 June 2014

Tesco’s bank account reviewed

James Daley

Tesco's new bank account is decent value but offers no surprises. It's hard to see how it will shake up the market.

Blog

Surely gamblers deserve good consumer protection too

9 June 2014

Surely gamblers deserve good consumer protection too

James Daley

Online gambling promotions are full of tricks and traps. In any other industry, surely the regulator would be all over them.

Blog

Can Royal London shake up the over 50s plan market?

6 June 2014

Can Royal London shake up the over 50s plan market?

James Daley

Royal London has launched a fairer, more competitive over 50s plan. But in a commercially competitive market, it will need some stamina if it is to succeed.

Blog

Lloyds is heading in the right direction on complaints

5 June 2014

Lloyds is heading in the right direction on complaints

James Daley

Lloyds had one of the worst track records for complaints handling five years ago. It deserves some credit for the progress it's made.

Blog

The Queen paves the way for intergenerational pensions warfare

4 June 2014

The Queen paves the way for intergenerational pensions warfare

James Daley

Today's Queen's Speech unveils government plans to introduce Dutch style pensions to the UK. They could bring a better retirement to millions, but they also come with built in squabbles between generations.

Blog

Spotlight on the AA: a mixed bag in financial services

3 June 2014

Spotlight on the AA: a mixed bag in financial services

James Daley

The AA has incredibly happy customers in the car breakdown market. But when it comes to financial services, its track record is a mixed bag.

Blog

When should the bank pick up the bill for fraud?

30 May 2014

When should the bank pick up the bill for fraud?

James Daley

Banks are obliged to refund you if you're a victim of certain types of fraud. But when it comes to scams, the responsibility often lies with the customer. So what's the difference between a scam and a fraud?

Blog

Hiscox is the first to sign up to Fairer Finance’s endorsement scheme

29 May 2014

Hiscox is the first to sign up to Fairer Finance’s endorsement scheme

James Daley

The first company to sign up to our endorsement scheme gets the wheels rolling on our mission to change markets for consumers.