All the latest insight and commentary from James Daley and the Fairer Finance team.

Blog

Comparison sites must put customers first

11 June 2015

Comparison sites must put customers first

James Daley

Dispatches embarrassed Confused.com into pulling down its savings account comparison tool. But there are plenty of other examples of profit being put before customer needs in the comparison site sector.

Blog

Can government owned Lloyds justify paying its spin doctor £2m?

8 June 2015

Can government owned Lloyds justify paying its spin doctor £2m?

James Daley

Eleven senior directors at Lloyds shared in a £30m handout for their work over the past three years. One of them was the head of corporate affairs.

Blog

Could Lloyds chief be the next to have his bonus clawed back?

4 June 2015

Could Lloyds chief be the next to have his bonus clawed back?

James Daley

Lloyds is to be fined over 100m for failings in its PPI complaints handling, just weeks after shareholders approved an 11m pay package for its CEO. Will he have to give his bonus back?

Blog

Has your bank been picking your pocket while you’re on your holidays?

2 June 2015

Has your bank been picking your pocket while you’re on your holidays?

James Daley

Banks and credit card companies continue to charge far too much for using your plastic overseas. It's time for the regulator to get involved.

Blog

If banks treated their customers like train operators do, they’d be fined millions

25 May 2015

If banks treated their customers like train operators do, they’d be fined millions

James Daley

The news that Southern Trains has been fining passengers who were forced to stand in First Class because of overcrowding is the latest sorry tale from a market that is failing consumers.

Blog

Banking challengers join forces

19 May 2015

Banking challengers join forces

James Daley

Metrobank and Zopa have joined forces in their battle to challenge their bigger rivals. But can their combined might crack this sticky market?

Blog

The curse of the pre-ticked box

15 May 2015

The curse of the pre-ticked box

James Daley

The internet has made it easier for companies to get customers to make decisions that they don't know they're making. It's a practice that has to stop.

Blog

The true cost of paying monthly for your insurance

11 May 2015

The true cost of paying monthly for your insurance

James Daley

Insurers are failing to be upfront with customers about the cost of paying monthly. But should there be any cost at all?

Blog

Nationwide’s campaign exposes another credit card rip-off

1 May 2015

Nationwide’s campaign exposes another credit card rip-off

James Daley

Many banks trick their customers into paying interest on their credit card - even when they're on a 0% deal. But Nationwide has launched a new campaign to expose these sneaky tactics.

Blog

First Great Western’s Great Train Robbery continues

24 April 2015

First Great Western’s Great Train Robbery continues

James Daley

My battle to reclaim a £109 penalty fare from First Great Western still seems to be going nowhere. So we're off to court. And if they win, what will they have achieved except a large legal bill?